StockDNA — 9 Indices · 500+ Stocks

📈 52W High

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📉 52W Low

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💰 Value Traded

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₹ Crores · Today

📊 30D Change

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vs 30 days ago

📆 365D Change

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1 Year Performance

🧬 DNA Score

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⚡ Graham + Smart Money Composite Signal

— ANALYSING —

📐 Graham IV (Conservative)

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√(22.5×EPS×BVPS)

⚡ DCF IV (Growth)

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EPS × (8.5+2g) × 4.4/7.5

DCF:

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🎯 Smart Value Zone

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Graham + DCF average

— GRAHAM —

💡 Smart Value (40% G + 60% DCF)

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Fair Zone: — – —

🛡️ MoS vs Smart Value

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🤯 Mr. Market Mood

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— DCF — — SMART —

📋 Graham Filter Checklist (Value Trap Avoid karo)

⏳Sales Growth—

⏳Profit Stable—

⏳Debt Control—

⏳Promoter Hold—

🏦 Smart Money Confirmation

FII Signal

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DII Signal

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Promoter Signal

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⚡ Composite Score

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/100

Graham + Fund. + Smart Money

🎯 Final Signal

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Graham MoS—

Fundamentals—

Smart Money—

Value Trap Risk—

⚠️ Graham formula = value investor tool. Growth stocks CMP > Graham IV = normal. Always check fundamentals before deciding.

📌 FINAL VERDICT

— ANALYSING —

🏢 Business

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💰 Valuation

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📈 Trend

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👉 Action —

🏢 Business Quality

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💰 Valuation

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MoS: —

📈 Timing / Trend

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Score: —/100

🧠 Reasoning

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🚨 Red Flag Scanner

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📊 Quick Stats

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DNA Radar

Margin Cascade

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EPS Growth Trend

📊 Key Metrics Dashboard

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🏦 Smart Money Tracker

FII

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1Q: —3Q: —

DII

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1Q: —3Q: —

Promoter

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1Q: —3Q: —

Retail

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🔥 Signal

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🔁 DuPont ROE X-Ray

Net Margin

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Asset Turn

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Eq. Mult

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ROE

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🧠 Investor Framework — Full Checklist

🔴 Must Check — Fundamentals

MUSTPE Ratio

Company kitna mehenga hai earnings ke comparison mein

Stock Price ÷ EPS. Low PE = relatively sasta stock.
✅ Good: PE < sector average
❌ Bad: PE > 80 bina growth ke
Example: ITC ~16x, TCS ~18x — reasonable large caps

MUSTEPS Growth

Company ka profit har saal badh raha hai ya nahi

Last 3–5 saal ka EPS trend dekho. Consistent growth = strong business.
✅ Good: 10–20%+ annual EPS growth
❌ Bad: Flat ya declining EPS
Screener.in pe EPS History column milti hai

MUSTDebt / Equity Ratio

Company ne kitna loan liya hai apne size ke hisaab se

Total Debt ÷ Shareholders Equity. Low = safer.
✅ Good: D/E < 0.5 (debt-free preferred)
❌ Bad: D/E > 2 (risky, esp. small cap)
Note: Banks ka D/E naturally zyada hota hai

MUSTROE — Return on Equity

Shareholders ka paisa company kitni efficiency se use kar rahi hai

Net Profit ÷ Shareholders Equity × 100. Higher = better management.
✅ Good: ROE > 15–20% consistently
❌ Bad: ROE < 10% ya volatile
Buffett: ROE 20%+ companies prefer karte hain

🟡 Important — Quality Check

IMPRevenue & Profit Growth

Top line aur bottom line dono grow ho rahi hai?

Revenue grow kare lekin profit nahi — dangerous sign (margin squeeze).
✅ Good: Revenue + Net Profit dono 10%+ growing
❌ Bad: Revenue up, profit down

IMPPromoter Holding %

Company ke owners ne apna kitna hissa rakha hua hai

High promoter holding = owner ko apni company pe bharosa.
✅ Good: 50–75% holding, stable ya increasing
❌ Bad: Promoter holding gir rahi ho quarter by quarter
Pledged shares bhi check karo — zyada pledge = red flag

IMPFree Cash Flow (FCF)

Company ke paas actual cash bachta hai ya sirf profit on paper hai

Operating Cash Flow − Capital Expenditure = FCF. Positive FCF = healthy.
✅ Good: Consistent positive FCF for 3+ years
❌ Bad: Profit hai lekin FCF negative
Screener pe "Cash Flow" section mein milega

BONUSDividend History

Long term mein passive income + company stability signal

Consistent dividend = financially stable company.
✅ Good: 5+ saal regular dividend
❌ Bad: Kabhi diya kabhi nahi — unpredictable

🟢 Bonus — Moat Check

BONUSMoat — Competitive Advantage

Company ko market mein kya unique position deta hai

Brand, patents, switching costs, network effects — kuch aisa jo competitors easily copy na kar sakein.
✅ Good: Strong brand / monopoly-like position (Asian Paints, HDFC Bank)
❌ Bad: Easily replaceable product/service — commodity business

📊 Valuation — Sahi daam pe kharid rahe ho?

VALUATIONPEG Ratio

PE ko growth ke saath compare karta hai — PE akele mislead kar sakta hai

PEG = PE Ratio ÷ EPS Growth Rate (%). Growth-adjusted valuation.
✅ Good: PEG < 1 = undervalued
✅ Fair: PEG 1–2
❌ Expensive: PEG > 2

VALUATIONPrice to Book (PB) Ratio

Company ki market value vs actual assets

PB = Market Price ÷ Book Value per Share.
✅ Good: PB < 3 (non-finance)
❌ Caution: PB > 10 bina strong ROE ke
Banks ke liye PB 1–2 ideal

VALUATIONEV/EBITDA

Pure PE se better — debt aur cash bhi consider karta hai

EV = Market Cap + Debt − Cash. M&A analysts use karte hain.
✅ Good: EV/EBITDA < 10–12
❌ Expensive: > 20 bina reason ke

🏛️ Management Quality

MGMTROCE — Return on Capital Employed

ROE se zyada complete — debt capital bhi count hota hai

ROCE = EBIT ÷ (Total Assets − Current Liabilities) × 100.
✅ Good: ROCE > 15–20% consistently
❌ Bad: ROCE < Cost of Capital (WACC)

MGMTOperating Profit Margin (OPM)

Revenue mein se operations ke baad kitna bachta hai

OPM = Operating Profit ÷ Net Revenue × 100. Margin stable ya badhni chahiye.
✅ Good: OPM stable or improving YoY
❌ Red flag: OPM gir rahi ho har quarter

MGMTCapital Allocation History

Management paisa kahan lagata hai — expansion, buyback, ya dividend

Annual reports padhne ki zaroorat — management ne jo kaha wo kiya ya nahi?
✅ Good: Consistent buybacks + dividend + smart expansion
❌ Bad: Random diversification, failed acquisitions

⚠️ Risk Factors

RISKPledged Shares %

Promoter ne apne shares loan ke liye girvi rakhe hain kya

Pledge + stock girna = forced selling = crash risk.
✅ Good: 0% pledge = stress free
❌ Danger: Pledge > 30–40% of holding
Trendlyne pe "Pledged %" easily dekh sakte ho

RISKInterest Coverage Ratio

Company apne loan ka interest pay karne mein kitni comfortable hai

ICR = EBIT ÷ Annual Interest Expense.
✅ Good: ICR > 5 (very safe)
❌ Risky: ICR < 2 (danger zone)

RISKContingent Liabilities

Hidden risks jo balance sheet pe nahi dikhti — lawsuits, guarantees

Annual report ke notes mein hoti hai. Court cases, government disputes.
✅ Good: Contingent liabilities < 10% of net worth
❌ Caution: Large pending litigation

🌍 Macro + Industry

MACROSector Tailwind / Headwind

Company ka sector agle 5–10 saal mein grow karega ya shrink?

Best company bhi bad sector mein underperform karti hai.
✅ Tailwind: EV, Renewables, Defence, Pharma, IT
❌ Headwind: Traditional media, coal (long term)

MACROMarket Share Trend

Company apne sector mein share badha rahi hai ya khoti ja rahi hai

Revenue grow karna enough nahi — sector se compare karo.
✅ Good: Market share gaining YoY
❌ Bad: Revenue up but market share gir rahi hai

👁️ Business Understanding — Pehle samjho

UNDERSTANDCircle of Competence

Kya tum yeh business actually samajhte ho?

Jis business ko completely nahi samajhte — usme invest mat karo.
Test: "Yeh company paisa kaise banati hai?" — 1 minute mein clearly explain karo.
Buffett: "Never invest in a business you cannot understand."

UNDERSTANDProduct / Service Use Karo Khud

Peter Lynch ka sabse famous rule — "Invest in what you know"

Agar tum ya tumhare aas paas log daily us company ka product use karte hain — strong signal.
✅ Har ghar mein Maggi, Colgate, Asian Paints
Peter Lynch: "The best stock to buy is the one you already know."

🏰 Moat — Asal protection kahan hai

MOATPricing Power

Company price badha sakti hai aur customer phir bhi kharidta hai?

Sabse powerful moat. Price badha = customer raha = strong brand.
✅ Fevicol, Asian Paints, HDFC Bank — price badha, customer raha
❌ Commodity businesses — steel, cement — pricing power nahi
Test: "10% price hike pe main chhod dunga ya phir bhi use karunga?"

MOATSwitching Cost

Customer ke liye competitor pe jaana kitna mushkil ya costly hai

Switching painful ho toh natural protection milti hai.
✅ Tally software, SAP, HDFC Bank — switching = years of disruption
❌ Low switching cost = price war = margin erosion

MOATNetwork Effect

Jitne zyada users, utna better product — self-reinforcing growth

Rare aur powerful. More users = more value = more users.
✅ NSE/BSE — zyada traders = better liquidity. Naukri.com — zyada jobs = zyada candidates
Ye moat naturally competitors ko rokta hai

🧑‍💼 Management Character

MGMTManagement Honesty

Kya management apni galtiyan bhi openly likhta hai?

Annual report ka "Chairman's Letter" padho. Achhe management = bad year mein bhi clearly batate hain.
✅ Honest tone, specific guidance, past commitments ka update
❌ Vague language, blame on external factors only
Buffett apni annual report mein galtiyan openly likhte hain

MGMTSkin in the Game

CEO aur promoter khud company mein invest kar rahe hain ya shares bech rahe hain

Insider buying = genuine confidence. Insider selling = patterns matter.
✅ Promoter holding badhti ja rahi hai — strong signal
❌ Promoter continuously shares bech raha hai
BSE/NSE pe insider trading disclosures public hote hain

MGMTPast Guidance vs Delivery

Management ne jo kaha — kiya ya nahi?

3–4 saal purane analyst calls aur presentations dhundho. Actual mein kya hua?
✅ Consistent over-delivery or meeting guidance = trustworthy
❌ "Hum next year profitable honge" — 3rd consecutive saal = red flag

🔮 Future Lens — Agle 5–10 saal kahan jaayega

FUTURETAM — Total Addressable Market

Company jo market serve karti hai — woh kitni badi aur growing hai

Ek achhi company bhi chote market mein limited returns degi.
✅ India mein EV, insurance, hospital beds — under-penetrated = huge TAM
❌ Shrinking TAM mein champion bhi limited upside

FUTUREDisruption Risk

Koi technology ya competitor is business ko obsolete kar sakta hai?

Long term mein sabse underrated risk.
❌ Kodak = digital ne destroy kiya. Videocon, HMT watches
✅ Asian Paints — painting disruption risk low. HDFC Life — insurance need permanent
Sawaal: "Kya AI/EV is business ko 10 saal mein replace kar sakta hai?"

FUTUREReinvestment Runway

Company ke paas profits reinvest karne ke achhe opportunities hain?

Compounding tabhi hoti hai jab profits high-return opportunities mein reinvest ho sakein.
✅ Young, growing company with expanding market = long runway
❌ Mature PSU jo sirf dividend deti hai — income stock hai, growth nahi
Buffett: Companies jo har rupee reinvest karte hain aur 20%+ return laate hain

💡 Legendary Investors ke 3 Sawaal:
1. "Kya main yeh stock 10 saal ke liye lock kar sakta hun?" — Buffett
2. "Agar market 3 saal band ho jaye toh kya main yeh hold karunga?" — Munger
3. "Kya main is company ka product khud use karta hun?" — Peter Lynch

🏆 Long Term Score Engine Select a stock to score →

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